UC, notional capital and experience of success when paying back debts to relatives


I was wondering if anyone has examples of where their clients told Universal Credit they had spent their capital (over £16k) on repaying debts to their relatives and UC accepted this, paid them Universal Credit and didn’t say they had notional capital?

My client has borrowed a lot of money from family over the years to pay for care, but often this was cash only so there is a limited paper trail and no official debt agreement written down etc. He is going to sell his house and move in with his mum, and use the money received from the sale of the house to pay for disability adaptations and repaying his debts to his family. He then potentially wants to claim UC to top up his PIP and cbESA.

If anyone has seen their clients claim UC successfully in a similar scenario, what evidence did your client provide?



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